Bonds and Their Valuation Mini-Case Essay Example for Free

Bonds and Their Valuation Mini-Case Essay Sam Strother and Shawna Tibbs are vice-presidents of Mutual of Seattle Insurance Company and co-directors of the companys pension fund management division. A major new client, the Northwestern Municipal Alliance, has requested that Mutual of Seattle present an investment seminar to the mayors of the represented cities, and Strother and Tibbs, who will make the actual presentation, have asked you to help them by answering the following questions. Because the Boeing Company operates in one of the leagues cities, you are to work Boeing into the presentation. a.What are the key features of a bond? Answer: 1.Par or face value. We generally assume a $1,000 par value, but par can be anything, and often $5,000 or more is used. With registered bonds, which is what are issued today, if you bought $50,000 worth, that amount would appear on the certificate. 2.Coupon rate. The dollar coupon is the rent on the money borrowed, which is generally the par value of the bond. The coupon rate is the annual interest payment divided by the par value, and it is generally set at the value of r on the day the bond is issued. 3.Maturity. This is the number of years until the bond matures and the issuer must repay the loan (return the par value). 4.Issue date. This is the date the bonds were issued. 5.Default risk is inherent in all bonds except treasury bondswill the issuer have the cash to make the promised payments? Bonds are rated from AAA to D, and the lower the rating the riskier the bond, the higher its default risk premium, and, consequently, the higher its required rate of return.

Impact of Digital Marketing on Food Service Industry Essay -- Digital

Statement of the Problem In the contemporary world, every type of business is going digital. Manufacturers, retail stores, and restaurants, to name just a few, are realizing unimaginable profit margins due to incorporating modern technology in their marketing strategies. Entrance of digital media and real-time marketing into the scene has resulted in a significant improvement in the traditional ways of marketing and carrying out business. Dissemination of information and media has been highly revolutionized. However, there is limited research related to real-time marketing especially as it concerns the service industry. Digital media have proved to be very efficient in their degree of reliability and fast data transmission. This has led to a major boosts in the connectivity and communication of restaurant businesses with their customers. In restaurants, there exists a very close relationship between the attendants and the customer. With such attributive aspect, good customer-producer relations can be built comprehensively through digital media. This study will help justify the past research work and will also seek to unravel the mystery of the impact of technological marketing approaches on the discovery and progress of food and restaurant services enterprises. Background The internet is the biggest digital networking tool. The internet offers a number of platforms for digital marketing. Many electronic communication tools offer access to the internet. Personal computers, mobile phones, smart phones, tablets, and various other electronic products offer access to the internet. Over the internet, platforms such as websites, emails, applications (classic and mobile) and social networks are essential for marketing (Hutley,... ... of current research (Belch & Belch, 2001). References Ashcroft, L., and Hoey, C. (January 15, 2001). PR, marketing and the Internet: implications for information professionals. Library Management, 22, 68-74. Belch, G. E., & Belch, M. A. (2001). Advertising and promotion: An integrated marketing communications perspective. Boston, Mass: Irwin/McGraw-Hill. Hutley R. (2009). Social Networking as a Business Tool. Cisco Internet Business Solutions Joint Research Center Technical Reports (2008). Social Computing: Study on Use and Impact of Kotler, P., & Armstrong, G. (2005). Principles of marketing. Englewood Cliffs, N.J: Prentice Tamburrini, G. and Zhang, W (2014) Entrepreneurship in Time of Crisis: The Outsourcing of Services through Franchise Arrangements in the Italian Food Service Industry. Journal of Food service Business Research, 17(1), 28-47.

The Superstitious Life

Superstitions are Bored Superstitions are like a bad lie depends on you if you believe in it, superstitions depends on â€Å"good look† that is a different and more joyful word to say destiny, the begging of superstitions are more like the cause of the problems and the consequences aren’t â€Å"bad luck† the real consequences are â€Å"you brake it you pay it†. The consequences are the same in the superstitions and in the â€Å"real life† because if you pass under a ladder something can fall in your head and I think that could the â€Å"bad luck† for passing under a ladder.The â€Å"good luck† consequences, are also completely false because one time I hit my elbow, my mom told me don’t rub yourself and you will get good luck, I follow the advice of my mother and nothing happened, so is kind of fool to believe in superstitions. For many people the superstitions are like part of their life and let’s be intelligent you donâ €™t depend on your â€Å"luck†, life depends on your attitude. Also the â€Å"superstitions â€Å"are different around the world because in some place the action you make here means something and maybe in china means another.Traditions are also like â€Å"superstitions† because you decide the way things’ sense let’s say an example in some parts of the world if you burp at the table you don’t have education, but in India if you don’t burp means that you didn’t like the food, so is completely contradictory. But this is my personal opinion and you don’t have to follow my thoughts, everyone can have different ideas and believe whatever you want. Be yourself and have a pleasant and good life. By Ricardo Linares Hernandez 3rd A

Reflecting Back On This Pass Semester - 1198 Words

Reflecting back on this pass semester, I can see how I have come a long way. In the beginning of this semester I was not confident about my writing skills. I always I struggled to find the correct grammar and punctuation that would express my ideas so that they can flow on paper. Upon arriving to this class which is instructed by Dr. Shirokova, I am now recognizing that my writing skills could enhance to a new level. Even though my grades on my essays are not the best in the class, I can see an improvement of growth at a rapid pace. I truly feel the devolvement of writing skills within myself, even in the fifteen minute writing journals opens creative in my mind. Allowing me to focus on different topics has pushed me to write in detail†¦show more content†¦We went from being strangers to green brothers. A group of zombies like creatures to now earn the title and proudly call ourselves Marines!† In this sample from my literary essay â€Å"Hero† my purpose was to present a scenery of how exhausting the training had become. These are now traits that I have instilled in my life and live by to make me a better person and man that I am today. As I proof read the essay it made sit down for the first time a talk about myself. This essay opened my eyes to the different phrases in my life that has developed a level of maturity that was not visible until I saw it paper. Telling my story in my own words and describe all the trails and errors as Marine was something I hold more dearly to myself. Now I clearly can describe in details I felt as a service man of Armed Force for my country. My next essay was an analysis essay that challenged the fact that I had to read the text while trying to find the writers tone and thought pattern. By researching the authors thoughts and writing skills has made me found a common writing background with this writer. This writer had a different writing skill where he expressed himself in words and feeling. In a very sarc astic but defensive way he openly addressed the recent murders. Mr. Pitts to address the real issue behind his anger in his article which could have been fueled by the fact that the office employees were also fellow writers, journalists and authors that